My payment failed

30-second answer

You'll get an email immediately. Open the Stripe Customer Portal from Billing & Plan and update your card. You have a 7-day grace period before access is suspended. Stripe retries automatically.

Step-by-step

Step 1: Don't panic

Failed payments are usually a card issue (expired, declined, insufficient funds). You have 7 full days of grace-period access — full features stay on while you fix the card.

Step 2: Update your card

  1. Open Billing & Plan
  2. Click Manage payment methods
  3. Add a new card or update the existing one
  4. Set it as default

Step 3: Stripe retries automatically

Once you update the card, Stripe retries the charge within minutes. You'll get a success email when it goes through.

Step 4: What if 7 days pass?

If the card still hasn't worked after 7 days, the account is archived (tombstoned). You can't log in. Re-subscribing on the pricing page un-tombstones — all your data is restored.

Common reasons for declines

  • Expired card → update it
  • Insufficient funds → wait or add another card
  • Bank flagged it as fraud → call your bank to approve the charge, or use a different card
  • Card replaced (new number after lost/stolen) → add the new one and remove the old

Things to know

  • The 7-day grace clock starts on the FIRST failed charge. Stripe's automatic retries don't reset it.
  • Day-3 and day-6 reminder emails are sent automatically — check spam if you don't see them.

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Last updated May 3, 2026